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Open banking and smart data transformed finance – now it’s time to do the same for property

The UK is set for a 'smart data' revolution, a revolution which began with...

Richard Pike: Day two from the Global ABS Conference in Barcelona

We’re just coming to an end of day two at the Global ABS conference....

Service isn’t just a ‘nice-to-have’ – it is the product

Have you ever had a decent meal in a restaurant ruined by slow service...

Richard Pike: our reporter-at-large at Barcelona APS conference

The Global Asset Backed Securities (ABS) conference starts today at the International Convention Centre,...

Planning your exit: why retirement conversations can’t wait

The prospect of retirement can feel very distant for many advisers. With the ongoing...

Growth Guarantee Scheme offers crucial support to business borrowers

Following the first anniversary of the Growth Guarantee Scheme (GGS), it’s worth reflecting both...

How a great BDM unlocks the value of conveyancing advice

There was a time in the mortgage market when the value of a business...

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Seven things mortgage lenders can do to help landlords

As a mortgage broker, I receive countless emails from buy-to-let mortgage lenders boasting about...

Are you considering all product options for your customers?

Despite the ups and downs of the world’s money markets, today the UK Mortgage...

Execution-only or (Consumer) Duty of care? The FCA can’t have it both ways

Thankfully, there has been a growing amount of interest and analysis of the FCA’s...

The accessibility gap in mortgage tech — and why it matters now

In an industry built on trust and transparency, mortgage brokers can’t afford to overlook...

Professionalism, planning and portfolio strategy: the evolution of buy-to-let

I took part in a panel session in London earlier this month with some...

Rate cut momentum is welcome, but presents challenges for advisers

In recent weeks, we have seen a welcome shift in momentum across the mortgage...

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COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

SmartSearch unveils new source of funds solution

SmartSearch has partnered with fintech specialist Armalytix to launch a new source of funds...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

The Mortgage Works raises lending limits to support professional landlords

The Mortgage Works has raised its lending limits and refined its affordability criteria in...

Brokers eager but cautious over AI adoption

Paradigm has published the results of its first national survey into how mortgage and...

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