Comment

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Trump tariff madness

Because Trump is so unpredictable and we don’t know what the end result will...

The FCA should make later life lending central to its public discussions

The government’s ongoing focus on growing the economy has led it down the path...

PDG response to MS24 1.2 market study into the distribution of pure protection products to retail customers

In October the PDG responded positively to the initial Terms of Reference, highlighting the...

Auctions are growing in popularity – but choose your lender carefully

Property auctions have traditionally been a niche part of the UK property market, accounting...

A wealth of experience

High net worth clients may need more from their lender and their broker, so...

Spring Statement 2025: a market underwhelmed and disappointed

Surprise surprise: the mortgage market, the problem child for the government, has been overlooked...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

Could stamp duty changes keep renters in the market for longer and boost demand?

The decision by the government not to extend stamp duty relief for residential purchasers...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month,...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have...
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COMMENT

Blogs

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Latest news

Appointments

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...
News

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...
Specialist

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...
Servicing

Mount Street appoints new head of HR to lead global people strategy

Mount Street Group has appointed Fatima Badini as head of human resources, with a...

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