Comment

Stuttering markets, steady brokers and why ‘free legals’ are still anything but

If you had to sum up Q3 2025 in the UK housing market then...

Budget via the rumour mill creates no bread for anyone

We are now less than a month away from the Autumn Budget, and yet...

Renters’ Rights Bill: what the new law means for advisers, landlords and lenders

After months of parliamentary back-and-forth, the Renters’ Rights Bill has now become law -...

Turning back the clocks: it’s time for a re-set

I’ve lived by the mantra saying yes to something means saying no to something...

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one...

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much...

Work provides purpose, something well worth protecting

When you meet someone for the first time, what questions do you ask? After...

Digital ID cards could be transformative for the UK

With identity verification now being introduced across government - from Companies House and the...

Advisers must ensure later life lending is part of their toolkit

Older borrowers are increasingly tapping into mortgage finance. The latest UK Finance data shows...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon...
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COMMENT

Comment

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Energy efficiency

Refurbishment bill to lift England’s rental homes to EPC C put at £19.9bn

Landlords across England face a refurbishment bill of almost £20bn to bring private rented...
Later Life

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...
News

TPFG posts record year as financial services arm drives mortgage growth

The Property Franchise Group has reported a record year for FY25, with its Financial...
Homebuying

Property transactions stretch to 123 days

Property transactions in England and Wales are taking an average of 123 days from...

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