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The naughty and nice list: bridging for complex clients

As brokers and lenders offering bridging solutions, we have all encountered the ‘naughty’ or...

Light vs. heavy refurbishment loans

Bridging the gap between a property’s potential and its final transformation often requires quick...

Refurb must play crucial role in meeting housing demand

The UK housing market is undeniably under pressure - demand is outstripping supply at...

Nutrition – There’s more to it than eating your greens 

Welcome to what might be the first-ever nutrition article on a mortgage trade website....

Opportunities prevail in later life lending

The evolution of the later life lending market over the last 10 years has...

Leveraging commercial finance in a positive market

The commercial property market in the UK is showing signs of resilience and growth....

Mortgage applications don’t have to be this tortuous

It’s widely accepted that getting a mortgage is a stressful experience. The stress levels...

The changing face of mortgage broking: why it’s still worth it

It’s 6:30am, the kettle’s just boiled, and already my phone is pinging with emails....

Navigating uncertainty with resilience

Throughout 2024, the UK housing and mortgage markets have navigated a complex and evolving...

A plan for single life has the support of industry heavyweights

During November CIExpert launched its ‘single is best’ campaign. No, this was not guidance...

A world of change – but is that new news?

I am delighted to have been asked to write for Mortgage Soup as it...

How tech is shaping the future of mortgage lending

For generations, banks and building societies across the UK have played a critical role...

No limits apparent to limited company growth in the 2024 BTL market

Following a Budget that continues to generate headlines and spark debate across numerous sectors...

Time is everything for brokers trying to get a deal over the line

When I was appointed to lead the Cumberland's intermediary team in March 2023, one...

COMMENT

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

UK house price growth slows as London slips into decline

HM Land Registry’s latest UK House Price Index shows the average property price across...

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...

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