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Unlocking opportunities: helping customers to see beyond Product Transfers

Product Transfers (PTs) dominate the market for those customers coming to the end of...

Our journey in 2024’s bridging market

As we close the chapter on 2024, the UK bridging finance sector has demonstrated...

Second charge mortgages for buy-to-let cases

The hike in the stamp duty surcharge announced by Chancellor Rachel Reeves in the...

Keep the dream alive with bridging

The bridging market continues to deliver on helping clients achieve their goals in the...

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

Bridging finance poised for growth amid stamp duty changes

One of the main headlines which emerged from the recent Budget is the impact...

Don’t discount the power of a discount mortgage

Discount mortgages are a frequently misunderstood area of the mortgage market, but for the...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

Will the Budget’s stamp duty rise affect the buy-to-let market?

It is an unsettling time for landlords. The recent Budget has undoubtedly presented challenges...

How can we eradicate conditional selling?

Estate agencies with in-house brokers who advise on non-commercial residential mortgages must surely fall...

The naughty and nice list: bridging for complex clients

As brokers and lenders offering bridging solutions, we have all encountered the ‘naughty’ or...

Light vs. heavy refurbishment loans

Bridging the gap between a property’s potential and its final transformation often requires quick...

Refurb must play crucial role in meeting housing demand

The UK housing market is undeniably under pressure - demand is outstripping supply at...

Nutrition – There’s more to it than eating your greens 

Welcome to what might be the first-ever nutrition article on a mortgage trade website....

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Property transactions stretch to 123 days

Property transactions in England and Wales are taking an average of 123 days from...

Digitisation could already halve homebuying times

Digitisation already has the power to slash the time it takes to buy a...

The Cambridge launches new fixed rate RIO options

Cambridge Building Society has introduced two new fixed rate Retirement Interest Only (RIO) mortgage...

Mortgage pressure eases as rates fall

Mortgage affordability is on track to return to levels last seen in 2021 offering...

PROFILES