The Council of Mortgage Lenders (CML) is inviting anyone with constructive ideas to improve the mortgage industry to tell share their thoughts.

The CML will be be shortlisting the most interesting, and inviting the finalists to its annual conference on 5 November. It will provide them with all they need to give a five-minute presentation on your idea.

Panellists and audience on the day will vote for what they think is the best idea, and the overall winner will get a chance to develop and publish their idea more fully, as well as receiving a prize.

The CML says it actively encourages people to apply if they’re a junior staff member or a newbie to the mortgage industry – this isn’t just for the industry insiders and ‘old hands’, although their ideas are welcome too.

Complete the CML’s short online form to propose up to three ideas.