ClearScore acquires Acre to accelerate mortgage ambitions

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The ClearScore Group has completed the acquisition of Acre Platforms Ltd, a London-based technology provider serving mortgage and protection intermediaries.

The deal accelerates ClearScore’s move into mortgages, building on its established position in unsecured credit and its entry into secured lending following the acquisition of Aro Finance in early 2025.

Acre will continue to operate its platform for mortgage and protection firms under the new ownership. The business will form the core of ClearScore’s mortgage capability, enabling the group to route mortgage demand from its UK user base through Acre’s broker ecosystem.

ClearScore said the acquisition would allow it to combine its consumer reach, data and technology with Acre’s intermediary-focused platform, supporting the development of a broader home lending proposition.

The group has around 16 million users in the UK and plans to extend its mortgage offering into its international markets, including South Africa, Australia, New Zealand and Canada.

Acre employs 47 staff and is based in London. The team will join ClearScore’s wider UK footprint, which includes offices in London, Manchester and Edinburgh.

Justin Basini, co-founder and chief executive of ClearScore Group, said: “Acre is a great addition to the ClearScore Group, and we will support the business on its exciting growth trajectory.

“ClearScore brings the brand, the reach, the user-permissioned data at scale and one of the most advanced, reliable and unique fintech stacks in the industry.

“Combine that with Acre’s leading CRM platform for intermediaries, and you have an exciting set of technology platforms, data assets and APIs spanning unsecured credit, auto finance and now mortgages.

“This perfectly complements our successful push into the secured loans market, building on the significant growth we have seen in our home lending business in 2025. The acquisition allows us to accelerate our mortgage strategy with Acre technology powering our home lending business and helping us deliver compelling new experiences for our users.”

ClearScore said Acre’s platform will also provide additional property, mortgage and affordability data, enhancing insights for homeowners and homebuyers using its services.

Justus Brown, chief executive at Acre, added: “Our mission has always been to simplify the mortgage journey, taking the pain out of the process so that consumers can get into their homes quicker. Our data-driven approach has led us to building a platform that’s transformed brokers’ businesses in the UK.

“Joining the ClearScore Group is an exciting next step in our evolution that allows us to accelerate our drive to become the leading tech platform for the mortgage industry.

“We’re pleased to announce this acquisition as it sets up exciting growth opportunities aligned with ClearScore’s strong brand, tech platform and lender integrations.”

 

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