Ceta insurance has announced a number of rate changes to improve competitiveness across a range of non-standard risks.

The non-standard GI home insurance specialist said it had made the move in the light of improved claims experience.

The rate reductions target primarily holiday homes, let holiday homes and working from home/business use but also extends to coverage of properties with varying percentages of flat roof.

All of these make up a significant proportion of the risks Ceta underwrites.

Kevin Paterson, director of sales & marketing at Ceta, said: “The industry is quick to put rates up when claims experience is poor but less so when the outlook improves, so this is good to see. We work closely with our insurers to share data and where possible keep our competitiveness as sharp as possible and the specialist nature of our non-standard panel enables us to drill down at a granular level for specific risks.”