Expat

Market Harborough BS raises buy-to-let loan cap to £3m

Market Harborough Building Society has increased its maximum buy-to-let loan size to £3m and...

Family Building Society returns to fixed-rate lending with reduced mortgage range

The Family Building Society has returned to the mortgage market with a limited range...

The Buckinghamshire raises expat BTL LTV limit and launches new fixes

Buckinghamshire Building Society has increased the maximum loan-to-value on its expat buy-to-let mortgages to...

Family boosts buy-to-let borrowing by up to 35%

Family Building Society has enhanced its buy-to-let affordability assessment, increasing potential borrowing by up...

The Marsden eases expat mortgage criteria with higher LTVs for flats

Marsden Building Society has widened its expat mortgage criteria, increasing maximum loan-to-value ratios on...

Keystone’s latest rate reductions extend across new and existing business

Keystone Property Finance has introduced a further round of rate cuts across its new...

The Suffolk cuts buy-to-let rates by up to 26bps

Suffolk Building Society has reduced a range of 80% LTV buy-to-let fixed rates by...

Foundation trims specialist buy-to-let rates and broadens product range

Foundation has reduced pricing across much of its specialist buy-to-let range and introduced a...

Gatehouse Bank cuts 5-year BTL rates for expats and overseas buyers

Gatehouse Bank has reduced rental rates by 0.18% across its full range of 5-year...

International buyers hold 203,000 homes

Almost 203,000 homes across England and Wales are owned by international homeowners, with London...

Buy-to-let lending rebounds as yields rise

Buy-to-let mortgage lending rebounded sharply in the third quarter of 2025 as falling interest...

Market Harborough cuts fixed rates across residential and let ranges

Market Harborough Building Society has cut rates across its fixed-rate mortgage range, with reductions...

The Cambridge lifts LTV on expat and holiday let buy-to-let mortgages

The Cambridge Building Society has increased the maximum loan-to-value on two specialist buy-to-let ranges...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES