TBMC’s latest Landlord Profile Tracking Index has found that average loan sizes and loan to value levels decreased during the final quarter of 2011.

It also established that increased competition amongst lenders was keeping mortgage rates down, fixed rate mortgages grew in popularity and that the remortgage market was healthy.

Andy Young , chief executive at TBMC, said:&iuml&iquest&frac14 “2011 was a good year for the buy-to-let mortgage market with an increase in the number of lenders and products available