Blogs

I don’t expect large house price fluctuations in either direction

As I write this, the Rightmove asking house price index has just been published,...

Don’t overlook the strengths of the regulated bridging loan

There’s no denying the success of the bridging sector over recent years. It has...

It’s time we work more closely together, for everyone’s benefit

After having a stressful few years in the industry and seeing and hearing the...

Flexible approach to JBSP can open doors for borrowers

There is no question that things remain challenging for those hoping to purchase a...

Landlords have good reason for increased PRS confidence

Running the rule over the latest BVA BDRC landlord research survey results, it is...

How could ChatGPT revolutionise the mortgage market?

Since its launch last November, ChatGPT has taken the world by storm, gathering momentum...

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Why being self-employed isn’t a barrier to mortgages at 50 or 90

It is generally thought that if a person is self-employed, their mortgage options are...

Finding ways to avoid the turbulence

Interest rate time horizons can be difficult to deal with at the best of...

Ignore the out-of-date picture of later life lending

When it comes to advising in the later life lending space, one thing you...

First-time landlords are not a dying breed

The ongoing debate about the private rental sector (PRS) having anywhere near adequate supply...

EPC rules will put the rental sector to the test

As I write, speculation is mounting that the Government is on the verge of...

Homeowners look to consolidate debt as credit card spending grows

As of January 2023, a staggering £63.9 billion was outstanding on credit cards, following...

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FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term changes might sound sensible on paper—cutting admin, giving borrowers quicker...

Tom Bill: Unintended consequences

Former Prime Minister William Pitt the Younger introduced a brick tax in 1784 to pay for the American War of Independence. Manufacturers were charged by...

U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Latest news

UK house prices fall at fastest rate in nearly a year

UK house prices fell by 2.7% in April, the sharpest monthly drop since mid-2024,...

Most brokers dismissive of BoE economist’s rate-cut warning

The vast majority of mortgage intermediaries have rejected the Bank of England chief economist...

Prime London property market slows in May as buyers and renters show caution

The prime London property market endured a muted May, with sales volumes and lettings...

Third of SMEs forced to pause business activity due to lack of finance

Nearly one in three UK small and medium-sized enterprises have been forced to stop...