Blogs

London market pick up is good news

The London housing market often marches to its own beat and while what is...

Putting your clients in the strongest position to move

The overall volume of property transactions may be lower than the heightened activity of...

Second charges: source criteria to make informed decisions

We know from our conversations with mortgage brokers that the cost of living situation...

Don’t leave clients in the dark about conveyancers

At our business, we speak to a lot of advisers who have got to...

The mutual benefits of professional financial advice

Mutuals have a long history of maintaining a strong presence in the local community...

Longer-term future of buy-to-let market still looking rosy

I’ll be the first to admit that when we ran our latest regular quarterly...

Second charge bridging: fast and flexible funding

The ‘race for space’ that we saw during the Covid-19 pandemic has subsided and...

Making sense of current statistics

Spend long enough at any industry conference and you will inevitably pick up on...

Rising interest rates – we’ve been expecting you

The reign of the sub-1% base rate is over – for now at least. We...

The changing face of adviser interaction

Communication is an important part of the mortgage application and indeed the lender-intermediary partnership....

What government need to address to maintain PRS

Residential landlords are a resilient bunch – they have had to be – but...

Legal expertise is crucial for equity release borrowers

Equity release is becoming an ever more mainstream part of the property market in...

Let’s improve service in the later life lending market

Delivering quality customer service will always be a top priority in the later life...

Politicians shouldn’t be trying to hurt landlords even more

There seems to be a lot of noise around the buy-to-let/private rental sector at...

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Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...