Blogs

Buyers who opt out of a professional survey are left open to hidden costs

While stepping onto the property ladder for the first time marks a major milestone...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Make the most of the market chatter

As always, the inflation figures followed by the MPC meeting and its resultant Bank...

The rise and rise of the mixed-use mortgage

Diversification has always been a key word for any successful business operating across the...

Reasons to be positive

The first two months of 2024 have certainly been more positive for the market...

Housebuilding – how can we keep getting it so wrong?

As Housing Secretary, Michael Gove, once again makes promises to tackle the housing crisis...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

A government boost for downsizers would help us all

With good reason, a lot of energy and activity is focused on and around...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

Commercial conversions can deliver for developers and landlords alike

If there is one thing that everyone in the housing market will agree on,...

Challenging market sees uptick in ARs

For anyone in the mortgage market, especially networks, there is always one table that...

Tapping into semi-commercial opportunities

It has been a tough few years for buy-to-let (BTL) landlords with higher interest...

Fixating on those specialist opportunities

I’m sure that we will see a number of twists, turns and shifts in...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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