Blogs

The positive impact of self-build

There are plenty of people out there with aspirations of building their own home...

Helping advisers build their businesses – a personal and holistic approach

Mortgage and protection advisers came together for a day of learning and networking at...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

BBR hold decision shouldn’t take away from positive outlook

After this month’s MPC meeting and the decision to hold Bank Base Rate (BBR)...

Do MPs really understand the current market environment?

It was intriguing to watch the recent verbal evidence session of the Levelling Up,...

Local knowledge crucial to delivering for brokers across the country

One particularly encouraging aspect to the market at the moment is the appetite to...

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

Why landlords need specialist solutions

Supply and demand is a constant topic of conversation within the wider UK housing...

Identifying the three most common approaches to surveys

According to recent data from Rightmove, Thursday 28 March signified the biggest day for...

Top questions asked by brokers on mortgage fraud

Kirsty Jefferies, financial crime manager, intermediary and solicitor panel, Coventry for intermediaries, and Andrew...

Purchase market improvement could make all the difference in 2024

Slowly but surely, the clouds do appear to be breaking up when it comes...

What could move the ‘landlord activity’ dial?

Importantly, as we move through the Spring months, there are plenty of positive indications...

The adviser must take a pivotal role in the conveyancing process

When it comes to the home buying and selling process, I wonder how consumers...

Improving commercial mortgage accessibility

The expertise and support required by a variety of borrowers has amplified over the...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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