Blogs

Tapping into the specialist lending market

Demand for specialist mortgages has risen significantly over the last few years as a...

Flying the second charge flag

The rise of the second charge mortgage market has been very well documented over...

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Landlords could benefit from growing market of ‘forever renters’

Like the rest of the housing market, the rental sector has been under increasing...

Building trust when it comes to protection claims

When it comes to protection insurance, the independent advice community could well be called...

Preparing for an EPC policy reversal

The new Labour government has begun outlining its commitment to improving the energy efficiency...

Recruiting the FCA way

For advisers looking to expand their business, choosing the right people to join the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

The rising value of the semi-commercial sector

There’s always a huge amount of talk around the ‘next big thing’ in any...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Election 2024: understanding each party’s housing policies

It’s very hard to view anything at the moment without looking at it via...

Charting the right course on protection advice

To say that having a strong protection proposition, or an arrangement where you refer...

The cost of aborted UK property transactions: implications for mortgage advisers

In the dynamic landscape of the UK property market, mortgage advisers play a pivotal...

Delivering a specialist FTB focus

The somewhat unexpected early election call will inevitably impact the UK housing market to...

Latest POLL

COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
Advertisement