Belmont Green Finance, the business behind lender Vida Homeloans, has recruited Stephen Roughton-Smith to its executive team as chief risk officer (CRO).

Roughton-Smith has over 30 years’ financial services experience in a range of senior roles across a wide range of financial services organisations, initially qualifying as a chartered accountant.

In his risk roles Roughton-Smith co-headed Moody’s EMEA structured finance business; was UK CRO at ABN Amro; deputy CRO and group credit director at Lloyds Banking Group and, most recently, head of credit risk and interim CRO at the Abu Dhabi Investment Authority (‘ADIA’).

David Tweedy, Belmont Green’s chief executive officer, said: “Risk taking is an inherent part of our business but must be managed and controlled to ensure good outcomes for customers, alignment with our strategic objectives, long term financial security and sustainability.

“I am delighted that Stephen has joined us as we have ambitious plans to expand the scale and scope of our operations over the coming years and his experience will be invaluable in helping us make the right decisions.”