authorisation

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions...

Direct authorisation retreats as networks consolidate their grip on advice market

New FCA data points to a widening structural divide between directly authorised firms and...

Vida Homeloans secures banking licence

Vida Homeloans has received authorisation from both the PRA and FCA to become a...

Green Mortgages becomes Stonebridge AR

National mortgage and protection network, Stonebridge, has welcomed national mortgage brokerage, Green Mortgages, to...

COMMENT

Comment

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

Latest news

Cover

Guardian cuts average protection underwriting time to less than one day

Guardian reduced its average underwriting time to less than one day during the first...
News

Second charge mortgage lending rises 16% in June

The value of new second charge mortgage business reached £205 million in June 2026,...
Appointments

The Right Mortgage hire to strengthen specialist lending support

The Right Mortgage & Protection Network has appointed Drew Wilson as specialist lending development...
News

Mortgage misconceptions leave first-time buyers doubtful about their prospects

More than half of prospective first-time buyers believe securing a mortgage would be difficult,...

PROFILES