All Types of Mortgages Ltd, (AToM) has announced a new relationship with Kensington Mortgages.

Dale Jannels, managing director at the specialist mortgage distributor, said: “For those of us who have been in the industry a long time, Kensington have always been a well known brand in the specialist arena.  To rekindle relationships with the specialist packager community shows their intent to establish themselves as a ‘go to’ lender when it comes to complex and specialist mortgages.

“AToM are grateful to be one of a few who can offer a fantastic 90% LTV product, which takes Kensington’s approach to individual underwriting to customers with smaller deposits. And this is excellent news for brokers who have clients who are self-employed, contractors or have historic credit difficulties. This is another great offering for AToM’s network and broker partners and we look forward to working with the Kensington Mortgages team again.”

Other product features include rates from 4.89%; no credit scoring; specialist products for the self-employed; 100% bonus acceptable for the employed; completion fee-free products; free valuation and free legals on some products and availability in England & Wales.

Steve Griffiths (pictured), head of sales and distribution at Kensington Mortgages, said: “Specialist distributors like AToM provide an important service for brokers who are looking for a simple way of sourcing and placing their more complex cases.

“This is a really important partnership for us and we are looking forward to working together to promote our core range, 90% LTV product and future proposition developments. There is plenty of opportunity out there to provide more options for brokers and their clients and this is the start of a very exciting journey.”