All Types of Mortgages Ltd (AToM) has announced a new relationship with Bluestone Mortgages.

Bluestone will ignore defaults and CCJs if the amount is under £250, regardless of number or when it occurred. It also ignores any default or CCJ over 36 months old and accepts four or more defaults registered within the last 36 months with no maximum amounts to limit their decision.

Other product highlights include no credit scoring; allowances for CCJs; Bankruptcy and IVAs; specialist products for self-employed; contractors and complex incomes.  The products are available in England and Wales.

Dale Jannels, Managing Director at AToM said, “As volumes continue to increase, we are noticing more and more brokers contacting us with cases that have been declined by the high street lender’s credit score decisioning systems. It’s therefore good to see new lenders come to market having thought about criteria gaps and providing solutions.

“This is another great offering AToM can promote to our network and broker partners and we are really pleased to be at the start of the Bluestone Mortgages journey.”

Matt Andrews, managing director of Bluestone Mortgages, added: “This is an exciting opportunity and we are delighted to work with AToM. Their culture and drive to support advisors is very much aligned to our own.

“The strength of our offering is in the criteria and I am certain that AToM with their deep experience in specialist lending will quickly identify the value we can bring to the market.”