Atom bank has announced an enhanced partnership with the Fiducia Commercial Network, giving the digital lender improved access to a growing community of appointed representatives (ARs).
The move sees Atom bank secure more direct links with Fiducia’s network of commercial brokers, including opportunities for speaking engagements and broker education initiatives.
The tie-up is expected to further Atom’s reach among commercial intermediaries and small business clients across the country.
Fiducia Commercial Network is a division of the wider Fiducia Group, created specifically to support brokers serving commercial clients.
The network is structured to help intermediaries provide a full suite of commercial finance solutions while fostering strong links with lenders.
The partnership follows a series of recent enhancements to Atom bank’s commercial mortgage proposition. These include rate reductions of up to 0.40% on fixed-rate products for commercial investment cases, as well as a simplified variable stressed interest rate calculation that allows eligible borrowers to access higher loan amounts.
BESPOKE PRICING
Atom bank says its commercial offering is underpinned by bespoke pricing tailored to each borrower’s individual circumstances. Brokers can obtain indicative terms quickly using the bank’s online Quick Quote tool.
According to internal data from 2025, Agreements in Principle are typically issued within one working day, with formal offers following within six working days after acceptance.
David Castling, head of intermediary distribution at Atom bank, said: “Atom bank is passionate about delivering commercial funding to business borrowers which will allow them to achieve their wide-ranging ambitions.
“We have made numerous improvements to our products and processes over the last year, but are also keen to work with distributors who will help us deliver our funding to more British businesses.
“Through this partnership Atom bank is supporting the adviser members of the Fiducia Commercial Network and their business clients.”
“This partnership provides our brokers with an outstanding option for their business clients”
Mark Grant, managing director of Fiducia Commercial Network, welcomed the tie-up and said the bank’s approach to bespoke pricing would resonate strongly with members.
“This partnership provides our brokers with an outstanding option for their business clients. By providing bespoke pricing, Atom bank ensures that borrowers pay a rate that genuinely matches their circumstances, a feature that I’m certain will be welcomed by our members.
“Like us, Atom bank is committed to helping businesses across the UK to access the funding they need to match their present and future aspirations,” he said.
