PMS Mortgage Club has added Afin Bank to its lender panel, in a move aimed at broadening the range of specialist mortgage solutions available to brokers.

Afin Bank, a new entrant to the UK intermediary market, focuses on serving customers who often struggle to access mainstream lending, such as foreign nationals living and working in the UK on a visa.

The bank provides both residential and buy-to-let products, and says its approach is based on manual underwriting and a case-by-case assessment.

The lender accepts foreign national clients with as little as six months’ UK residency and will also consider forecasted income for self-employed applicants.

It offers higher income multiples for certain professional borrowers and has launched a suite of fixed and tracker mortgages with flexible features.

PMS said the partnership underlined its commitment to equipping advisers with a wider choice of lenders to meet the evolving needs of modern borrowers.

Claire Cherrington, director of PMS and Bankhall, said: “We’re excited to welcome Afin Bank to the PMS panel. Their innovative approach to lending and focus on underserved borrower segments — particularly foreign nationals and diaspora communities in the UK —aligns perfectly with our mission to support advisers in delivering life-changing advice.”

James Briggs, intermediary sales director for Afin Bank, described the move as a significant step for the new lender. “Joining the PMS Mortgage Club panel means we can work with more brokers, offering great products and excellent service, helping them to help more of their clients make a home in this country,” he said.