Accord Mortgages has made available its ‘tracker to fixed’ hybrid product to all lending partners.

This follows a pilot with Concordia and other selected partners earlier this year.

The product has been re-priced and offers a two-year tracker period starting from Bank Rate +1.69% followed by a three-year fixed rate period starting from 3.64%. The deals will be available up to 85% LTV and carry a £1,995 fee.

Offset versions will be available, the deals are fully portable and overpayments of up to 10% are allowed each year.

The lender says that brokers searching for the product on sourcing systems will find it listed under the ‘five-year tracker’ category.

Steve McAvan, Accord’s group intermediary product manager, said: “We developed our hybrid tracker to fixed product following feedback from our lending partners. It is designed for borrowers who are concerned about interest rate rises but who also want to make the most of the current low base rate environment