Access FS mortgage division posts 38% revenue rise after specialist packaging launch

Access Financial Services has reported a record year for its mortgage division, driven by higher adviser productivity and the launch of a new specialist packaging arm.

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Access Financial Services said its mortgage division delivered revenue growth of 38% year on year in 2025, marking the strongest performance in the brokerage’s history.

Over the course of the year, advisers completed 23% more loans than in 2024, while the average loan balance increased by 11%. As a result, the total value of mortgage business completed rose by 28% to £400m.

Nick Jones, Access Financial Services
Nick Jones, Access FS

Nick Jones, mortgage sales and marketing director at Access Financial Services, said: “Today Access FS’s mortgage division is reporting its best ever year, with revenue up almost 40% from a year ago.

“Over 2025, we grew our adviser community and enhanced our proposition with an internal referral initiative, ‘Access All Areas’, individual microsites for each of our advisers, a mentorship programme, an expanded mortgage panel, the expansion of our offer to include second charge loans, and a new specialist packaging division.

“The new packaging division gives our mortgage advisers more choice for their customers and will drive greater access to specialist finance solutions. We’re now looking to expand our team further with an emphasis on bringing more experienced brokers on board.”

Karl Wilkinson, chief executive of Access FS
Karl Wilkinson, Access FS

Karl Wilkinson, chief executive at Access Financial Services, said: “These are record results: 2025 has been a landmark year for Access FS’s mortgage division.

“Our performance reflects the dedication of our growing adviser community and targeted enhancements we have made to our proposition.

“The launch of our new specialist packaging division, alongside initiatives such as internal referrals and moves into later-life lending, highlights our deliberate strategy to equip advisers with market-leading tools and whole-of-market options.

“By fostering collaboration and specialist expertise within the firm, we aim to transform how our advisers meet complex client needs and drive sustained growth in the years ahead.”