3mc has unveiled new packager exclusives from Pepper Money and now also has an onsite underwriter for the lender.

Brokers using 3mc have access to residential and buy-to-let exclusives from Pepper Money that are up to 0.10 percentage points cheaper than the lender’s core range and include a £100 reduction on the completion fee on residential products.

The exclusive rates are available on Pepper 6, 12 and 18 for clients who have not had a CCJ or default in the last 6, 12, or 18 months respectively. Residential two-year fixed rates start at 3.53% and buy-to-let five-year fixed rates start at 4.17%.

Pepper Money also now has an onsite underwriter at 3mc, giving brokers access to a decision maker to discuss their cases.

Doug Hall; director of 3mc, said: “At 3mc, we make it easier for brokers to place their interesting cases by giving them access to underwriters, exclusive products and expertise.

“We have a wealth of experience in this part of the market and can work with brokers to ensure they provide the most appropriate solution to their clients. These exclusives with Pepper demonstrate that specialist lending is available for competitive rates.”

Clare Jarvis, acting sales director and head of national accounts at Pepper Money, added: “Packagers like 3mc provide a vital resource for brokers to research and access the specialist mortgage market.

“It’s brilliant that we can provide brokers with these exclusive products and onsite underwriting and are able to give them the choice to work with Pepper to find a home for their interesting cases in the way that best suits their business.”