West One starts BTL lending in Scotland

Published on

West One Loans buy-to-let division has begun to lend on Scottish properties.

Brokers with clients looking to purchase or remortgage a buy-to-let in Scotland can now access the West One Loans’ range of first charge buy-to-let products.

Until now, the lender’s buy-to-let range was only available to landlords buying or remortgaging buy-to-lets in England and Wales.

West One’s range caters for a wide range of amateur and professional landlords and is available exclusively through intermediaries. Its rates start from 2.59%.

Andrew Ferguson, managing director of buy-to-let at West One Loans, said: “Entering the Scottish market is an exciting milestone, and we believe Scotland’s dynamic housing sector, supported by nearly 238,000 buy-to-let landlords, presents significant opportunities for us as a lender.

“While competition is strong, we believe our market-leading products, flexible criteria and commitment to tailored underwriting will be warmly received by brokers and landlords across the country.”

Jez Quinn, head of sales – north (buy-to-let and bridging), added: “This is a huge step forward for us and we’re keen to make an instant impact on the Scottish market.

“The buy-to-let market is more complex than ever and intermediaries need a flexible, solution-focused lender they can trust – we’re here to be that lender for brokers.

“We’re taking this move very seriously, which is why we have a dedicated northern based field BDM, Rick Davey, plus office support to ensure West One provide Scottish brokers with expert support on criteria and case enquiries.”

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Source cuts home insurance quote time after adviser feedback

Source Insurance has reduced the time it takes advisers to complete a home insurance...

Air to host later life lending growth summit

Air will host a Growth Summit next week to help advisers respond to change...

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...

Equity release lending falls as uncertainty delays completions

Equity release lending fell in the first quarter of 2026 as economic uncertainty and...

Afin Bank removes fee from 95% LTV five-year fixes

Afin Bank has removed the product fee from its 95% loan-to-value five-year fixed rate...

Latest publication

Other news

Source cuts home insurance quote time after adviser feedback

Source Insurance has reduced the time it takes advisers to complete a home insurance...

Air to host later life lending growth summit

Air will host a Growth Summit next week to help advisers respond to change...

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...