Vida has relaunched a range of buy-to-let and residential products to the market.

The buy-to-let range is available for loans from £100,000 up to a maximum of £1,000,000. The loans are available for landlords, individual purchasers or through SPV, first-time buyers and expats.

The types of properties that qualify for this range consist of individual units including flats, flats above commercial units, Ex-Local Authority, HMOs and MUBs.

Loans will have a maximum loan to value (LTV) of 80% for individual units, HMOs and MUBs, and 75% LTV for expats. Rates range from 5.9% to 6.24% and there are no early repayment charges during the first two years of the variable term.

The residential range is available for loans from £75,000 up to a maximum of £2,000,000, with products are available to all customers, including purchase, remortgages, first-time buyer, debt consolidation and capital raising, as well as the full range of properties. Initial rates range from 5.49% up to 6.34%, with 75% to 85% LTV for first-time buyers, purchase, remortgage and available across all adverse tiers.

Loan terms range from five years up to 40 years across both buy-to-let and residential ranges.