United Trust Bank has expanded its mortgage distribution network through a new partnership with Mortgage Intelligence, the long-established mortgage and insurance network supporting nearly 500 appointed representatives across the UK.
The alliance will allow UTB to offer its range of specialist mortgage products to a wider intermediary audience, including residential, buy-to-let and second charge loans tailored for customers underserved by mainstream lenders. These include borrowers with complex incomes, those purchasing non-standard construction properties or homes adjacent to commercial premises, and individuals with a history of adverse credit.
Mortgage Intelligence provides access to a broad panel of lenders alongside compliance support, technology, training and marketing services.
Graham Wood, head of products and partnerships at Mortgage Intelligence, welcomed the addition of UTB to the lender panel. “We’re pleased to announce our new partnership with United Trust Bank, well known for a practical, solutions-driven approach to specialist lending.
“The ability to deliver competitive products with a personal touch makes them a valuable addition to our panel,” he said.
He added: “This collaboration enhances the range of options available to our advisers and supports them in placing more complex cases with confidence.”

Hannah Oades, head of clubs and networks – mortgages at United Trust Bank, described the partnership as “thrilling,” adding that it would give advisers greater access to the lender’s specialist range and enable them to deliver improved client outcomes.

Caroline Mirakian, sales and marketing director – mortgages at UTB, said the partnership would support more brokers in helping specialist borrowers achieve their property ambitions.
“Mortgage Intelligence have earned a fantastic reputation for their huge knowledge, the breadth of its offering and commitment to the highest levels of service,” she said.
“We look forward to building a strong and successful relationship benefitting them and their brokers.”