The Mansfield Building Society is offering an enhanced desktop valuation process while the lockdown restrictions remain in force.

Available for both purchase and remortgage, the mutual can now progress mortgage applications at an increased LTV of 75% for residential mortgages, and 70% LTV for buy-to-let.

The remote valuations are delivered by the society’s valuer, Gateway, and include an online questionnaire completed by the occupier, together with photo or video uploads to support the detailed property research undertaken by the valuer.

Borrowers will be offered the new ‘zero contact’ valuation service to help progress cases through to completion without breaching lockdown rules. However, applicants are still able to choose a standard valuation if they would prefer to wait and be reassured by a physical inspection.

Paul Lewis (pictured), the Mansfield’s national development manager, said: “We pride ourselves on being a flexible and pragmatic lender that’s eager to help brokers and their clients with their mortgage needs. By accepting the new zero contact valuations, we can progress applications more quickly for those borrowers who are willing to accept this type of property assessment.

“We’re keen to ensure that we’re supporting the mortgage market as much as possible, so we’ve taken these proactive steps to provide a viable mortgage solution for borrowers wanting to purchase, remortgage or invest now.”