TAB simplifies lending offer with relaunch of core Mortgage and Bridge products

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TAB has relaunched its flagship lending products – TAB Mortgage and TAB Bridge.

The updated offering introduces clearer pricing, faster turnaround times and a renewed focus on service.

With this announcement, the real estate finance platform, founded in 2018, is further refining its proposition with rates for TAB Mortgage starting from 3.50% above the Bank of England base rate, and from 4.50% for TAB Bridge.

“This is a pivotal moment for TAB,” said Duncan Kreeger (pictured), TAB’s chief executive and founder. “We’re not changing who we are, we’re doubling down on what we do best: fast, flexible funding with real people at the heart of every deal.”

The revised product suite has been designed to offer clarity and speed. According to TAB, new service-level agreements will enable terms to be issued the same day and applications processed in as little as 24 to 48 hours.

TAB Mortgage caters for long-term residential and commercial finance, with loans ranging from £100,000 to £5 million. The product is available at up to 75% loan-to-value for residential assets and up to 70% for commercial, and carries a 2.00% arrangement fee and 2.00% exit fee. ESG-linked discounts on the exit fee are available to borrowers meeting defined sustainability criteria.

TAB Bridge, its short-term lending counterpart, is offered on similar terms, with a maximum 24-month loan period and no exit fee. The headline rate starts from 4.50% over base with a 2.00% arrangement fee, and the product remains positioned as a fast and flexible solution for developers and investors needing to act quickly.

Both products maintain the lender’s margin-based pricing model, which TAB says provides greater transparency and adaptability in a market where base rate changes remain a defining factor.

“This is just the beginning,” added Kreeger. “TAB is entering a very exciting period. We’re getting ready to launch something transformative – details to come soon. While Core is our foundation, we’re already working on Core Plus, an expansion that will support borrowers who sit just outside standard criteria but still deserve access to fast, fair finance.”

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