StreamBank has introduced title insurance on all bridging loans up to £2 million in a move aimed at expediting completions and enhancing certainty for brokers and their clients.

Effective immediately, all new bridging cases within the threshold will be quoted with title insurance by default, unless explicitly declined.

The cover, provided by Westcor, is intended to reduce the number of legal checks required by solicitors, thereby speeding up the process and offering added assurance over title quality and enforceability of security.

The policy guarantees that the property title is free from defects, that the lender holds a valid and enforceable first charge, and that the mortgage is secured on good and marketable title.

It is available for dual legal representation in refinance cases, and for single legal representation in both purchase and refinance scenarios.

StreamBank said the move will be particularly valuable for transactions where time is limited or where legal complexity might otherwise lead to delays.

Roz Cawood, managing director of lending at StreamBank, said: “Adding title insurance into the mix is a simple change that can make a big difference. It gives clients peace of mind and allows brokers to deliver a smoother experience without sacrificing security. This is especially valuable on smaller deals where delays can have a disproportionate impact. We’re always looking for ways to make life easier for brokers, and this is just one more way we’re doing that.”

The introduction of title insurance builds on the lender’s StreamLine bridging product, launched in January, which offers rates starting from 0.65% per month and simplified processing for larger residential loans.