Molo has announced a series of fixed rate reductions across its UK resident and expat buy-to-let mortgage products.
The new pricing structure is aimed at improving affordability and broadening access for both domestic and overseas property investors.
UK resident landlords can now access five-year fixed rates starting from 4.44%, while the two-year standard fixed rate holds at 2.83%.
For investors in more complex property types, such as houses in multiple occupation (HMOs) and multi-unit freehold blocks (MUFBs), two and five-year fixed rates begin at 3.03%.
The lender has also unveiled a new regional pricing framework for its expat buy-to-let range. Rates are divided into two geographic categories.
Region 1, which includes over 70 countries such as China, the Philippines, Colombia, Mexico, Barbados and a number of Eastern European markets, now benefits from two and five-year fixed rates set at 6.39%. The one-year fixed rate for this group remains at 5.24%.
Region 2, encompassing the United States, European Union, Turkey, Hong Kong, Singapore and the United Arab Emirates, now features tailored options, including low fee and low rate products. Fixed rates in this region start from 4.75%, subject to product type and loan-to-value band.
The revised rates apply only to Molo’s UK resident and expat mortgage offerings. Terms for non-UK resident applicants remain unchanged.
All fixed rate options remain open to both individual and limited company landlords, with lending available up to 85% LTV. Molo’s product suite includes standard buy-to-let mortgages, new builds, holiday lets, HMOs and MUFBs.
The lender said the pricing revisions are designed to support landlords at a time of heightened cost pressures and shifting demand, and to offer brokers a more flexible toolkit for clients across a range of scenarios.
Martin Sims, Molo’s distribution director, said: “These updates reinforce our ongoing commitment to supporting landlords worldwide with competitive, accessible solutions.
“From standard buy-to-let to complex specialist cases, we are helping brokers and customers find the right fit, no matter where they are based.”
