Market Harborough Building Society has announced a significant uplift in its maximum loan sizes across its residential and expat mortgage ranges, as the lender looks to make its complex lending solutions more accessible to clients requiring larger borrowing.

Effective immediately, the specialist mutual has increased the upper limit on its core residential mortgage range from £2m to £3m, aligning more of its offering with its lower-rate pricing.

These residential products now carry a fixed product fee of £1,495, offering greater value for clients seeking solutions within this newly expanded tier. Loans between £3m and £5m will continue to be available through Market Harborough’s larger loan proposition, which carries a product fee of £2,495.

The society has also made changes to its expat range, lifting the maximum loan size on standard expat products from £2m to £3m. As with the domestic offering, this includes access to lower rates and the option of no fee products. The overall ceiling for expat loans remains at £5m.

Iain Smith, head of mortgage distribution at Market Harborough, said the changes were designed to give more borrowers access to better terms. “UK clients looking for a solution between £2m and £3m will now benefit from cheaper rates and a lower, fixed product fee,” he said. “And we can now help even more expat clients at our lower rates by offering them our standard expat range up to £3m.”

The building society, which has a reputation for considering complex cases, currently lends between £200,000 and £5m. The standard residential range now spans £200,000 to £3m, while its larger loan range supports borrowing between £3m and £5m.

Included within its lower residential tier are features such as lending into retirement, joint borrower sole proprietor arrangements, second home purchases and straightforward annexe applications, all treated as standard.