London Credit has announced a series of rate reductions across its bridging loan products, including a cut of up to 60 basis points on commercial and semi-commercial loans.

The move sees new pricing starting from 0.66% for residential bridging loans, 0.74% for semi-commercial deals and 0.80% for commercial transactions.

These reductions include a cut of up to 24 basis points for residential borrowers and up to 60 basis points for commercial and semi-commercial clients.

According to the lender, the sharper pricing is designed to help brokers deliver more cost-effective solutions for clients navigating fast-paced or complex transactions, where speed and certainty are critical.

For commercial and semi-commercial loans, the changes are intended to support higher-value projects while helping investors keep a tighter grip on costs.

On the residential side, the improved rates aim to enhance affordability and widen access at a time when bridging finance remains in high demand among investors and developers.

Marios Theophanous (pictured), credit manager at London Credit, said the latest rate adjustments make commercial investment more attainable for a broader range of clients.

“This reduction of up to 60bps means we have semi-commercial rates that start from as low as 0.74% for semi-commercial and 0.80% for commercial loans – making commercial investment even more accessible to a wider range of investors,” he said.

“Our approach is deliberately hands-on, giving brokers direct access to decision-makers and a clear line of sight throughout the process.

“These latest rate changes build on that foundation, offering competitive pricing while continuing to support borrowers with seamless, tailored funding solutions.”