Loans

Citizens Advice wants more STL choice

As the Financial Conduct Authority proposes to stop the overall cost of a payday...

FCA proposes significant payday loan caps

The Financial Conduct Authority (FCA) has announced proposals which should mean people using payday...

Payday lender to refund £700k+ to customers

Following a review by the Financial Conduct Authority (FCA), payday lender Dollar has voluntarily...

Financial Services Expo open for registration

Front Events, organisers of Financial Services Expo (FSE) London, have announced that visitor registration...

Norton runs Tour de France prize draw

Any broker submitting a secured loan enquiry to Norton Broker Services during the Tour...

More advisers turning to secured loans since MMR

Y3S Loans has reported a notable increase in interest for its products from mortgage...

Unsecured market “never been so competitive”

MoneySuperMarket has compared the average and best buy rates on unsecured loans over...

Lowest interest payments on debt for over 10 years

Borrowers in the UK are paying less interest on their debt than at any...

Claim dismissed due to illegible credit agreement

A badly written credit agreement has resulted in a claim by a debt collection...

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

Make a stand, payday loan borrowers told

Citizens Advice is telling payday loan customers that they don't have to put up...

Financially savviest cities revealed

London is the UK’s savviest city when it comes to finance, a new survey...

Alternative finance outstripping Help to Buy

Help to Buy has provided less than half the funding for new homes in...

Record month for Complete FS

Complete FS has reported record volumes of new business last month. The South Coast...
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Cover

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Buy-to-let

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...
Development finance

Roma Finance supports £3.35m Colchester industrial scheme

Roma Finance has provided £3.35 million to fund phase one of a 23-unit industrial...
Appointments

L&G strengthens lender relationships with new strategic appointment

Legal & General’s Mortgage Services business has appointed Vicky Windsor as strategic relationship manager...
Comment

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

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