LendingMetrics as been appointed by the Home Collected Credit division of Morses Club to deliver its credit decisioning solution.

LendingMetrics delivered ADP to Morses Club initially to implement an upgrade to its affordability matrix, but now, as part of a wider transition, LendingMetrics’ technology executes the full decisioning process for Morses Club.

The transition is now finalised, and Morses Club is in complete operational control over its credit policy optimisation and changes via the ADP Editor.

ADP, an integrated SaaS solution, also handles the real-time execution of credit reference, AML and affordability calls to the major credit reference agencies.

A spokesperson for LendingMetrics, said: “We are delighted to have been chosen by a company of the caliber of Morses Club and achieving this under such intense scrutiny. The Morses Team have been a pleasure to work with and we now look forward to helping them with their plans to build on their new customer-centric technology stack.”

A spokesperson for Morses Club PLC, added: “LendingMetrics hosts a number of key platforms for our Home Collected Credit division, helping us to quickly and reliably assess customer affordability in line with our strong focus on responsible lending.

“The introduction of new customer identity and bank verification solutions has been key to improving our digital capabilities. The team at LendingMetrics has been very flexible and supportive, providing a seamless transition whilst helping us introduce new identity and bank verification solutions during the migration period.”