Computershare Loan Service’s figures also show a significant regional disparity, with Welsh buy-to-let mortgages (1.41% or one in every 71) almost 10 times more likely to be in arrears than those in the East Midlands (0.15% or one in every 667), and residential loans in London (1.96% or one in every 51) in arrears more than twice as often as the South West (0.89% or one in every 112).
| Proportion of mortgages in arrears | Buy-to-let | Residential |
| East Midlands | 0.15% | 1.23% |
| East Anglia | 0.20% | 1.36% |
| South East | 0.25% | 1.10% |
| South West | 0.28% | 0.89% |
| Yorkshire and Humberside | 0.55% | 1.27% |
| West Midlands | 0.69% | 1.25% |
| North | 0.82% | 1.23% |
| North West | 0.91% | 1.60% |
| Greater London | 0.94% | 1.96% |
| Scotland | 0.95% | 1.31% |
| Wales | 1.41% | 1.81% |
| Average for Great Britain | 0.6% | 1.37% |
“Computershare Loan Services continues to lead the way in preventing and reducing arrears by using advanced analytical systems to predict problems and facilitating support for those who need it.
“For over a quarter of a century we’ve done everything we can on behalf of clients to work with borrowers, particularly those significantly behind on their payments, to find a solution that takes into consideration their circumstances.”
