Keystone Property Finance launches new mainstream BTL range

Published on

Keystone Property Finance has introduced a brand new range for landlords purchasing or refinancing mainstream properties.

The Kent-based lender’s new ‘classic’ range caters for landlords buying standard properties but also smaller HMOs and multi-unit freehold blocks (MUFB).

It sits alongside Keystone’s existing range, which has been renamed the ‘complex’ range and remains aimed at landlords with more complex financing needs.

Rates for the new ‘classic’ range start at a highly competitive 4.69%, with arrangement fees starting at 2.5%. There are two and five-year fixed rate options and landlords can borrow up to 75% LTV.

As part of the new classic range’s criteria, Keystone will accept:

  • HMOs of up to six beds;
  • Multi-unit freehold blocks (MUFBs) of up to six units;
  • Maximum loan size of £1.5m per property;
  • £3m of lending per individual;
  • Limited company, trading limited and SPVs;
  • Minor adverse credit.

Elise Coole, managing director at Keystone Property Finance, said: “Since we launched five years ago we have built a reputation as experts when it comes to helping brokers and landlords with their complex buy-to-let needs. However, many brokers may not know that we also cater for landlords buying mainstream properties or smaller HMOs and multi-unit blocks.

“By creating a brand new range, with its own rates and criteria, for these landlords, we are confident we can be a one-stop-shop for brokers and their clients.

“But while our product guides and literature might look different, we remain as dedicated as ever to providing a top-quality service to our brokers and their clients.”

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...

Latest publication

Other news

Q&A: Kristofer Day, TAB

Mortgage Soup fires the questions at Kristofer "Kris" Day of specialist lender TAB. Mortgage Soup...

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...