Keystone looks to broaden its appeal among landlords

Published on

Keystone Property Finance has made changes to its criteria in a bid to appeal to a wider range of landlords.

The specialist buy-to-let lender has upped its maximum loan size per property from £2m to £2.5m. This also applies to its 70% LTV products, which were available to £1.5m previously.

In addition, Keystone will also now accept new applications from first-time landlords, where the property is above a commercial premises, with loans available up to 75% LTV.

Self-employed ex-pats, where they have at least two buy-to-lets and can show income from current business, will also now be eligible.

Only those landlords purchasing or refinancing properties that require a mandatory licence will continue to choose a product from Keystone’s specialist range. However, those with properties that require additional or selective licences will be able to select from its standard range subject to confirmation of Local Authority planning requirements.

Elise Coole, managing director of Keystone Property Finance, said: “We’re excited to introduce these enhancements, which expand our product range’s appeal to a broader spectrum of landlords. These changes address areas of the market that are currently underserved by lenders, so we are pleased to be able to meet that unmet demand.

“We are constantly seeking new ways to ensure that our range remains both relevant and responsive to evolving market conditions, providing useful and tailored solutions for even the most complex cases.”

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Rental prices hold steady as supply edges higher, Propertymark finds

Average rents agreed across the UK remained broadly flat in 2025, despite a rise...

Lloyds data points to shifting housing hot spots as regional markets diverge

The South West city of Plymouth topped Lloyds’ latest ranking of housing hot spots,...

Westminster and London dominate list of most expensive areas for first-time buyers

A new study has identified where first-time buyers paid the highest prices for their...

Fixed rates dominate as first-time buyers drive activity in 2025

The UK mortgage market in 2025 was shaped by falling rates towards year-end, a...

The Wealthy Advisers Club passes 750 members and secures CPD accreditation

The Wealthy Advisers Club has reached 750 adviser members less than a year after...

Latest publication

Other news

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

Rental prices hold steady as supply edges higher, Propertymark finds

Average rents agreed across the UK remained broadly flat in 2025, despite a rise...

Lloyds data points to shifting housing hot spots as regional markets diverge

The South West city of Plymouth topped Lloyds’ latest ranking of housing hot spots,...