Kensington has drafted its own ‘mini manifesto’ in advance of the upcoming general election, setting out a series of policy initiatives it believes could bring much needed stimulus to the UK housing market and ensure a return to confidence.

The Investec-owned lender says that while it has welcomed government action to support the industry and homeowners, it believes that much more needs to be done to create a long term sustainable market and prevent a decline in choice for UK mortgage customers.

It is calling for any government to promote the need for financial advice as an important pro-consumer measure and to support a ‘level playing field’ between all lenders, regardless of size, funding model and sector.