HTB expands specialist mortgage reach into Scotland

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Hampshire Trust Bank has extended the reach of its specialist mortgage and bridging finance offering into Scotland.

The expansion will allow brokers across the UK to access HTB’s bespoke lending solutions for non-standard properties and complex borrower profiles in the Scottish market.

It also reinforces the bank’s recent efforts to broaden its proposition, including the launch of Portfolio Edge — a dual-structured term and bridging facility designed for portfolio landlords — alongside enhanced pricing on semi-commercial properties above £5 million, and increased flexibility around heavy refurbishment projects.

HTB has also raised its maximum exposure limit to £35 million.

The bank has appointed Jack Slade, a business development executive with longstanding experience in the region, to lead its activity in Scotland. Slade will work alongside HTB’s UK-wide sales team to ensure consistent service for brokers placing deals on Scottish assets.

Andrea Glasgow

Andrea Glasgow, sales director for specialist mortgages and bridging finance at HTB, described the move as a natural progression in the bank’s strategy.

“Expanding our Specialist Mortgages offering into Scotland is a significant step and reflects our continued commitment to supporting brokers with complex deals, wherever they or their clients are based,” she said.

“Whether it is a broker looking for a lender that understands the local market, or one placing a deal on a property in Scotland, our goal is the same. We want to provide the access, flexibility and clarity they need to deliver for their clients.”

She added that the bank’s tailored approach would remain consistent across all regions, helping brokers and landlords “place deals in Scotland with confidence”.

Slade, who will serve as the bank’s main point of contact for Scottish brokers, said: “I’m genuinely proud to be part of this expansion. I’ve worked with brokers across Scotland for many years and understand the nuances they deal with when placing complex cases, particularly when it comes to portfolios or less straightforward properties.

“This is a great opportunity to build closer relationships with brokers in the region and make HTB’s tailored support even more accessible. And while I’ll be focused on Scotland, brokers across the UK can continue to speak to their usual HTB contact when placing deals on Scottish assets. We know what matters to brokers and their clients, and we are here to make those complex deals easier to place.”

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