First-time buyers

Half of first-time buyers taking out 90%+ LTV mortgages

Half of all first-time buyers are taking out mortgages at 90% loan-to-value or higher,...

UK house prices record second quarter of growth

UK house prices rose for a second consecutive quarter in 2025, underlining the housing...

Housing market holds firm but still falls short

The UK property market has shown signs of resilience this autumn but remains too...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

The Newcastle expands 98% First Step mortgage to whole market

Newcastle for Intermediaries has widened access to its new low-deposit mortgage product, First Step,...

Housing market stalls as buyers await Autumn Budget clarity

Uncertainty surrounding the government’s forthcoming Autumn Budget has prompted a slowdown in housing market...

Growing financial divide between larger and smaller home returns

Homeowners selling detached houses have made average capital gains of £122,500 in the past...

Govt’s homebuying reform ‘could cut buying times by four weeks’

The government’s proposed overhaul of the homebuying process could save first-time buyers an average...

IMLA back overhaul of home buying system amid call for clarity and professionalism

The Intermediary Mortgage Lenders Association has welcomed the government’s consultation on reforming the home...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

New-build sales slump 62% as buyers await price stability

Sales of new-build homes have fallen sharply this year despite improved mortgage availability and...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

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Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much social media has changed for financial services - and for...

Latest news

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in...

Mortgage industry’s biggest ever charity night sells out

The mortgage industry’s biggest ever charitable event of the year has officially sold out...

OPDA and conveyancers unite to push digital reform in property market

The Open Property Data Association (OPDA) and The Society of Licensed Conveyancers (SLC) have...

Landlords doubt government’s ability to deliver leasehold reform

Almost two-thirds of landlords believe the government will fail to abolish leasehold tenure before...