First-time buyers

Buyers who opt out of a professional survey are left open to hidden costs

While stepping onto the property ladder for the first time marks a major milestone...

Gen H cuts rates by up to 20bps

Gen H has announced another round of rate cuts, in advance of an expected...

First-time buyers leading the criteria and affordability search charge

Legal & General Ignite has reported a strong level of criteria and affordability searches...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Self-employed enquiries outpacing ones from FTBs

A survey of mortgage brokers carried out by the Family Building Society has found...

Coventry for intermediaries cuts rates to help first-time buyers

Coventry for intermediaries has lowered certain new business residential rates by up to 22...

Virgin Money launches new Rate Reducer and Fix and Switch rates

Virgin Money is making changes to its mortgage range on Friday 15 March. Changes include...

Gen H reduces fixed rates

Gen H has issued a series of rate reductions to support aspiring first-time buyers,...

Gen H moves to intermediary-only model

Gen H has announced an internal restructure as it becomes an intermediary-only lender. As...

Budget 2024: nothing for first-time buyers

The mortgage industry has expressed widespread disappointment over the lack of support announced in...

40% of renters would move back home to save for first mortgage

Skipton Building Society has studied the increase in the number of tenants who are...

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Potential FTBs put off by mortgage difficulties

The negative experience of securing a mortgage is deterring 42% of aspiring first-time buyers...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Advisers urged to fill growing protection gap as L&G exits fracture cover market

Brokers are being urged to revisit the everyday protection needs of clients after Legal...

Regional imbalance deepens as development in London slows

The UK housing market is facing a stark regional imbalance as new data points...

LV= posts record £137m in protection claims as mental health support rises

LV= paid out a record £137 million in personal protection claims in 2024, up...

Funding 365 announces internal promotions to leadership roles

Specialist lender Funding 365 has elevated two of its long-serving team members to senior...
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