First-time buyers

21% don’t think they will ever be able to afford a home

A first time buyer buying their first house this year will have already spent £52,900...

Lending boosted by buy-to-let growth

Growth in buy-to-let mortgage approvals has taken home lending to its highest peak in...

Accord offering first time buyer cashback

Accord Mortgages is offering first-time buyers an extra £500 cashback when they complete on...

First Help to Buy ISA completion for the Nationwide

The Nationwide Building Society has seen the first mortgage completion by its Help to Buy...

TSB announces rate changes

TSB has reduced residential mortgage rates on a range of its mortgages with larger deposits...

FTB cashback offer from the Yorkshire

The Yorkshire Building Society is offering first-time buyers an extra £500 cashback when they complete on...

New higher LTV two-year deals from Accord Mortgages

Accord Mortgages has launched a range of two-year fixed rate products for borrowers with...

Aldermore enters HTB London scheme

Aldermore has launched a London Help to Buy mortgage. Under the scheme, the Bank...

NatWest & RBS to offer HTB London deals

NatWest and Royal Bank of Scotland have become the latest lenders to support the government’s...

Barclays outlines HTB London offering

Barclays is introducing a range of new shared equity products to support the official launch...

FTB growth steady despite winter slowdown

There was a tradition fall in the number of first-time buyers between November and...

NatWest reduces higher LTV rates

NatWest Intermediary Solutions is cutting rates on a number of higher LTV residential mortgages...

FTBs moving hundreds of miles to afford a home

New research has found that those people who have climbed on to the property...

Changing borrower behaviour behind deposit rise

December 2015 saw the average house purchase deposit surpass £80,000, according to the National Mortgage Index from Mortgage...

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COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Access FS appointment to lead recruitment strategy

Access Financial Services has appointed Rob Jarvis as business development manager, tasking him with...

Accord Mortgages cuts residential rates by up to 0.40%

Accord Mortgages has cut rates on a broad range of residential products, with some...

Construction output rises in Q2 but new orders slump

UK construction output rose in the second quarter of 2025 but a sharp fall...

Atom bank lowers prime and near prime rates again

Atom bank has announced further rate cuts across its prime and near prime mortgage...