Features

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Make the most of remortgaging opportunities

The latest gross lending figures from the CML for October reveal a market which...

Changing government attitudes to the PRS?

I’m sure, like me, you’ve sensed a slight shift in emphasis from the government...

Face-to-face communication in a digital age

Specialist advice is key because every case is different and is based on the...

Too many Expos?

I can’t be the only one to wonder at the mushrooming number of Expo...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

How bridging can make the difference

Anyone who has been involved in the mortgage or loans market for any length...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

Launching into the private client market

Traditionally, the term ‘private client’ would conjure up images of boutique banks, wood panelled...

Specialist finance requires specialists

There is much talk of specialist lending within the marketplace at present and it’s...

A fair second charge fee?

I gave a recent presentation at the FSE London event in Old Billingsgate and...

Avoid the conveyancing dabblers

There’s many terms for those conveyancing firms who do a very small amount of...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...

No longer why but when and how

Working with intermediaries on behalf of the UK’s largest second charge distributor over the...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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