Features

Reasoned argument key for second charge growth

How do we get more brokers to ‘do’ secured loans? Well, the answer is...

Plenty of positives for networks

Given that this is being written on Friday the 13th you might think I’d...

Who will give advice to Janice?

Consider the situation for Janice who reaches her State pension age in a couple...

We need more 95% LTV products

For those reading this who are parents of school-age children, the prospect of seeing...

When retirement dreams are shattered by Alzheimer’s

Your client has counted down the years to retirement, paid off their mortgage and...

PRA & BTL: there will be no car crash

Looking at the recent trade press headlines about the buy-to-let market, in particular how...

Predicting the future isn’t part of the job spec

Crystal balls at the ready – I have some questions that I’d like specific...

The big mistakes property developers must avoid

Speak to any experienced property developer and they will tell you the same thing;...

Bridging can fill potential buy-to-let void

Uncertainty must feel like a normal part of the profession for those who are...

Life is just one long holiday

We are approaching the end of the holiday season. If you have had a...

120 months on…

Can it really be a decade since the start of the Credit Crunch? It...

Missed opportunity?

In 2012, when Alan was 60, a member of his family got themselves into...

Whys and wherefores

I am sure there have been plenty of heavy hints dropped by compliance departments...

Time to get ready for longer term tenancies?

Buoyed by rising house prices and the slow decline of social housing, the private...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Regulation

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...
First-time buyers

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...
Buy-to-let

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...
News

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES