Buckinghamshire BS reprices FTB, BTL and holiday let mortgages

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Buckinghamshire Building Society has announced a widespread product repricing, with rate reductions of up to 70 basis points (bps) across its buy-to-let, holiday let, and first-time buyer products.

The Prime 95 for purchase five-year fixed rate, offers a reduced rate of 5.29% (down from 5.59%) with up to 95% LTV. This purchase-only product has loan amounts that range from £50,000 to £500,000, and no product fee applies.

For landlords with non-standard credit profiles, the buy-to-let non-standard credit three-year fixed rate, offers a reduced rate of 6.09% (down from 6.39%) with a maximum LTV of 75% and a product fee of £1,195.

In addition, the buy-to-let five-year fixed rate now features a rate of 5.19% (down from 5.89%) with a maximum LTV of 80% and a product fee of £1,195, providing a long-term, competitive solution for buy-to-let investors.

Meanwhile, the holiday let two-year fixed rate, has been reduced to 5.69% (from 5.89%) with up to 75% LTV and a product fee of £1,195.

Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “We’re excited to introduce these repriced products as part of our ongoing commitment to supporting borrowers across different sectors. The rate reductions will offer landlords, holiday let investors, and first-time buyers and home movers more flexibility and competitive financing options, particularly for those with complex financial circumstances.

“We remain focused on delivering products that reflect the needs of the market, whether it’s helping landlords with non-standard credit or providing stability with our 95% LTV option.”

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