Blogs

Don’t discount the power of a discount mortgage

Discount mortgages are a frequently misunderstood area of the mortgage market, but for the...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

Will the Budget’s stamp duty rise affect the buy-to-let market?

It is an unsettling time for landlords. The recent Budget has undoubtedly presented challenges...

How can we eradicate conditional selling?

Estate agencies with in-house brokers who advise on non-commercial residential mortgages must surely fall...

The naughty and nice list: bridging for complex clients

As brokers and lenders offering bridging solutions, we have all encountered the ‘naughty’ or...

Light vs. heavy refurbishment loans

Bridging the gap between a property’s potential and its final transformation often requires quick...

Refurb must play crucial role in meeting housing demand

The UK housing market is undeniably under pressure - demand is outstripping supply at...

Nutrition – There’s more to it than eating your greens 

Welcome to what might be the first-ever nutrition article on a mortgage trade website....

Opportunities prevail in later life lending

The evolution of the later life lending market over the last 10 years has...

Leveraging commercial finance in a positive market

The commercial property market in the UK is showing signs of resilience and growth....

Mortgage applications don’t have to be this tortuous

It’s widely accepted that getting a mortgage is a stressful experience. The stress levels...

The changing face of mortgage broking: why it’s still worth it

It’s 6:30am, the kettle’s just boiled, and already my phone is pinging with emails....

Navigating uncertainty with resilience

Throughout 2024, the UK housing and mortgage markets have navigated a complex and evolving...

Lenders and brokers must rally to help first-time buyers

As the dust settles on a record-breaking Autumn Budget, one thing is clear –...

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U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Maximising embedded value and delivering a great service

While advisers understand the importance of looking after existing clients, nurturing your back book beyond that mortgage-remortgage cycle is certainly easier said than done. It...

Open banking and smart data transformed finance – now it’s time to do the same for property

The UK is set for a 'smart data' revolution, a revolution which began with the advent of open banking, and one which now has...

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U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year,...

REalyse reports 30% month-on-month growth as brokers and agents tap into AI tools

Proptech platform REalyse has reported a 30% month-on-month increase in agent sign-ups to its...

Cooling rental market signals shift in tenant behaviour as first-time buyers return

Tenant demand across Great Britain has dropped sharply, marking a significant turning point in...

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...