Blogs

Don’t discount the power of a discount mortgage

Discount mortgages are a frequently misunderstood area of the mortgage market, but for the...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

Will the Budget’s stamp duty rise affect the buy-to-let market?

It is an unsettling time for landlords. The recent Budget has undoubtedly presented challenges...

How can we eradicate conditional selling?

Estate agencies with in-house brokers who advise on non-commercial residential mortgages must surely fall...

The naughty and nice list: bridging for complex clients

As brokers and lenders offering bridging solutions, we have all encountered the ‘naughty’ or...

Light vs. heavy refurbishment loans

Bridging the gap between a property’s potential and its final transformation often requires quick...

Refurb must play crucial role in meeting housing demand

The UK housing market is undeniably under pressure - demand is outstripping supply at...

Nutrition – There’s more to it than eating your greens 

Welcome to what might be the first-ever nutrition article on a mortgage trade website....

Opportunities prevail in later life lending

The evolution of the later life lending market over the last 10 years has...

Leveraging commercial finance in a positive market

The commercial property market in the UK is showing signs of resilience and growth....

Mortgage applications don’t have to be this tortuous

It’s widely accepted that getting a mortgage is a stressful experience. The stress levels...

The changing face of mortgage broking: why it’s still worth it

It’s 6:30am, the kettle’s just boiled, and already my phone is pinging with emails....

Navigating uncertainty with resilience

Throughout 2024, the UK housing and mortgage markets have navigated a complex and evolving...

Lenders and brokers must rally to help first-time buyers

As the dust settles on a record-breaking Autumn Budget, one thing is clear –...

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Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

LHV Bank reports 30% loan book growth following Q1 SME lending boost

LHV Bank has reported a marked acceleration in its UK lending activity, with its...

Gen H trims 5-year fixed rates in latest bid to support high-LTV borrowers

Lender Gen H has made further reductions to its mortgage pricing, shifting focus to...

Black & White Bridging creates new asset management team

Specialist short-term lender Black & White Bridging has strengthened its operations with two key...

Investec cuts fixed mortgage rates by up to 30bps for high-net-worth clients

Investec Bank has announced further reductions across its mortgage range, cutting fixed rates by...
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