Blogs

Some are better at closing the protection gap than others

For as long as I can remember, the advisory profession has been grappling with...

We need to look beyond Stamp Duty changes

There’s a Radiohead song called ‘2 + 2 = 5’ which, if I’m not...

Equity release growth stalled in 2019. Why?

Key has published its UK Equity Release Market Monitor for 2019. The headline from...

We need a regulatory level-playing field

Landlords have had their fair share of new rules and regulations to deal with...

Risk probability

I am writing this a few days after I recently listened to the pollster,...

Dealing with the challenges of the future

As we move towards the end of the year, it’s natural to review the...

Sam Barker: broker positivity will shine through

“In limbo, slowing down, genuine concerns.” No, not extracts from my old school reports...

A house-buying reservation agreement pilot would be very welcome

Today, certainty can seem in very short supply and it therefore makes sense that...

Having those difficult conversations

Maybe I am getting older, but I seem to be attending more funerals recently....

Retirement income and what to use – pension fund or housing wealth?

This is a what came first, the chicken or the egg, conundrum. It is common...

Easing tension between lenders and advisers

At any given time in our market, I think it’s always possible to sense...

Meeting the growing demand for advice

Clearly, one of the major regulatory concerns at present is the somewhat uneasy ‘coalition’...

Something extra

Firstly, some facts for you. A healthy active life that exercises body and mind...

Are the Stamp Duty rumours dead?

Parliament may currently be officially in recess but the real truth of the matter...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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