Blogs

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking...

Why bridging finance will help SMEs weather the economic storm

It’s fair to say that the government's latest statement had little spring in it,...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

The rise of the renovator buyer

In today’s property market, many borrowers are rethinking what homeownership means. Amid shifting lifestyle...

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Trump tariff madness

Because Trump is so unpredictable and we don’t know what the end result will...

The FCA should make later life lending central to its public discussions

The government’s ongoing focus on growing the economy has led it down the path...

PDG response to MS24 1.2 market study into the distribution of pure protection products to retail customers

In October the PDG responded positively to the initial Terms of Reference, highlighting the...

Auctions are growing in popularity – but choose your lender carefully

Property auctions have traditionally been a niche part of the UK property market, accounting...

A wealth of experience

High net worth clients may need more from their lender and their broker, so...

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Maximising embedded value and delivering a great service

While advisers understand the importance of looking after existing clients, nurturing your back book beyond that mortgage-remortgage cycle is certainly easier said than done. It...

Open banking and smart data transformed finance – now it’s time to do the same for property

The UK is set for a 'smart data' revolution, a revolution which began with the advent of open banking, and one which now has...

Richard Pike: Day two from the Global ABS Conference in Barcelona

We’re just coming to an end of day two at the Global ABS conference. Funding is widely available and funders are willing to do...

Service isn’t just a ‘nice-to-have’ – it is the product

Have you ever had a decent meal in a restaurant ruined by slow service and rude staff? This happened to me recently and I...

Richard Pike: our reporter-at-large at Barcelona APS conference

The Global Asset Backed Securities (ABS) conference starts today at the International Convention Centre, Barcelona. Now in its 29th year, it brings together a worldwide...

Latest news

Warnings of policy gap as affordable homes funding raises more questions than answers

The government’s pledge of £39 billion in grants for affordable housing has sparked concern...

The Market Harborough cuts fixed mortgage rate pricing

Market Harborough Building Society has reduced fixed mortgage rates by up to 0.20% across...

The Mansfield improves retirement lending criteria

Mansfield Building Society has extended its support for older borrowers with a series of...

Hilco provides Suffolk holiday park with £4.5m bridging facility

Hilco Real Estate Finance has completed a £4.5m bridging loan secured against Stonham Barns,...