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High net worth clients may need more from their lender and their broker, so...

Spring Statement 2025: a market underwhelmed and disappointed

Surprise surprise: the mortgage market, the problem child for the government, has been overlooked...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

Could stamp duty changes keep renters in the market for longer and boost demand?

The decision by the government not to extend stamp duty relief for residential purchasers...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month,...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many...

It’s not just about work/life balance

Firstly, it was good to get feedback on last month’s blog on technology from...

The value of building societies: 250 years of mutual success

A key anniversary reflects how far the building society movement has come — and...

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What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Why bridging finance will help SMEs weather the economic storm

It’s fair to say that the government's latest statement had little spring in it, and our daily tariff antics from over the pond are...

Latest news

Mortgage marathon mania sweeps the Capital

The 2025 London Marathon made history yesterday - setting a new world record for...

Five-year frenzy: Brokers urged to act as fixed-rate terms end

Mortgage brokers are being urged to step up their client engagement strategies as a...

The Mortgage Soup view: Challenges and opportunities for brokers

One of the biggest focal points for brokers this year is the sheer volume...

Dividend growth could be boost for mortgage sector

Despite a 4.6% fall in UK company dividends during the first quarter of 2025...
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