IMLA warns Chancellor: ‘Hands off the housing market’

The Intermediary Mortgage Lenders Association (IMLA) has warned Chancellor Rachel Reeves against targeting the housing market for tax rises in next month’s Budget, arguing that such measures would do little to plug the Treasury’s fiscal gap while damaging...

Latest news

Economic pressures driving emotional strain around financial decisions, AMI research reveals

The Association of Mortgage Intermediaries (AMI) has found that the UK’s economic climate is taking a clear emotional toll on consumers, particularly younger adults,...

Rosemount adds April Mortgages to lender panel

Rosemount Financial Solutions (IFA) has added April Mortgages to its lender panel, giving network members access to the lender’s range of long-term fixed rate...

Guardian widens access to life and critical illness cover

Guardian has relaxed its eligibility criteria for life and critical illness policies in a move designed to make its protection products more inclusive and accessible. The insurer has reduced the residency and GP registration requirements for applicants across its...

Aspen completes 10-day £700k bridge using new dual representation service

Aspen Bridging has completed its first transactions under a new dual representation legal service combined with its No Valuation product, cutting completion times dramatically. The lender’s debut case using the process was a £700,000 bridge for a foreign national...

Rising sick leave issues as long-term absence costs top £20k per worker

The majority of UK businesses are increasingly anxious about the impact of sickness absence on their operations, with new research showing that long-term sick leave now costs employers more than £20,000 per employee each year. According to a new...

Movera strengthens people and culture team with two senior appointments

Home moving brand Movera has expanded its human resources leadership team with two new appointments aimed at supporting the company’s continued growth. Nichola Dixon has joined as head of business partnering (people and culture) and Neil Martin has been...

PROFILE

Mark Bogard on policy, politics and the future of advice

When Mark Bogard, Chief Executive of Family Building Society, talks about Britain’s housing policy, he is unsparing in his assessment: short-termism, revolving-door ministers and...

INDUSTRY COMMENT

The nightmare of UK homebuying needs reform

House sellers will be forced to disclose problems with their homes before sale under plans by the Government to cut costs for buyers and...

Remortgaging strategies for landlords: brokers must seize the opportunity

When you look at the most recent Landlord Trends research for the second quarter of this year, carried out by Pegasus on behalf of...

Goldilocks and the three bear markets

Are you familiar with C/2025 N1 (ATLAS) or you might know it by its nickname 3I/ATLAS? Whatever you want to call it,  it is currently...

MORTGAGE MINGLE PODCAST

Q&As

BUY-TO-LET

The Mortgage Works expands limited company buy-to-let range

The Mortgage Works has today introduced a series of new products designed to strengthen...

Arc & Co. and Quantum Mortgages complete £3.4m buy-to-let facility

Arc & Co. has arranged a £3.4 million buy-to-let facility with Quantum Mortgages to...

Government urged to ease court bottlenecks as eviction delays hit housing supply

The government is being urged to intervene to tackle mounting delays in the County...

Most landlords unaware who the housing minister is

The majority of landlords remain in the dark about who currently serves as housing...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Mortgage industry legends back Take Me Home Christmas Charity Concert

Support continues to build for what’s shaping up to be the mortgage industry’s biggest...

HSBC UK widens buy-to-let offering with top slicing introduction

HSBC UK has expanded its buy-to-let mortgage range to include top slicing, enabling landlords...

ModaMortgages expands criteria to include simple layered limited companies

ModaMortgages has broadened its lending criteria to accept applications from simple layered limited companies,...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyer growth slows as affordability pressures persist

The number of first-time buyers entering the housing market has risen sharply this year but new data from Yorkshire Building Society suggests that growth is now losing momentum – a sign that affordability pressures are once again weighing on aspiring homeowners. Analysis of CACI data...

Pepper Money bolsters regional team with NW appointment

Specialist mortgage lender Pepper Money has appointed Michelle Walsh as regional development manager for...

Industry welcomes government’s homebuying reforms but warns of deeper challenges ahead

Government plans to overhaul the homebuying process have received a broadly positive response from...

The Mortgage Mum and LIBF launch scholarship scheme

The Mortgage Mum has partnered with the London Institute of Banking & Finance (LIBF)...

Families to save hundreds as Government unveils homebuying overhaul

Families buying and selling homes in England could save hundreds of pounds and weeks...

OPINION

Finding efficiency will keep branches as the beating heart of mutual sector

Whether you speak to customers or building societies, they will tell you just how important branches are – even as financial services and wider...

Mortgages, mutuality, members and making a difference

Anyone working in the mortgage market knows that a key area of our measurement...

Stability is not a slowdown; it’s exactly what the bridging market needs

So, according to the recent Bridging & Development Lenders Association (BDLA) figures, bridging completions...

The rise of the silver pound

UK house prices may have cooled from their peak, but affordability pressures remain acute. Even with recent adjustments to interest rates, rising property values have left many borrowers stretching further to achieve their homeownership goals. Policymakers have responded by easing affordability rules, including raising Loan-to-Income...

Staggering stamp duty will make it easier for people to move

A proposal to spread stamp duty land tax payments across several years, in an effort to drive growth and boost the housing market, is...

DISTRIBUTION

Rosemount adds Afin Bank to expanding lender panel

Rosemount Financial Solutions (IFA) has added specialist digital lender Afin Bank to its lender...

Asset Advantage strengthens broker support with new appointment

Asset Advantage has announced the appointment of William Thompson as trainee broker manager. In his...

Aldermore unveils Platinum Broker status to deepen ties with asset finance partners

Aldermore has launched a new Platinum Broker status within its asset finance network, designed...

Mortgage leaders warn sector risks losing ‘pulling power’ with next generation

The UK mortgage industry must work harder to attract new talent if it is...

Brightstar chief hails resilience of specialist lending market at industry expo

Rob Jupp, chief executive of Brightstar Group, closed the company’s Specialist Lending Expo today with an upbeat assessment of the mortgage industry’s future, urging delegates to “never stop learning, never stop asking questions, never stop being inquisitive.” Reflecting on a day of panels and debate,...